Home Buying – Artisan Sotheby's International Realty

Renting vs. Buying a Home: Which is Better?

Which is better? Should you rent or buy a home? Because it requires less capital, renting is frequently perceived as less expensive than purchasing a home. Buying a home, on the other hand, is an investment that increases your equity. Aside from these obvious factors, there are others to consider. To assist you in deciding whether to rent or buy, we have listed the pros and cons of each option in this article.

Deciding between renting or buying a home depends on your lifestyle and financial situation. Do you intend to temporarily live in the area, maintain flexibility and mobility, or save money for a down payment? Renting might be the ideal decision for you. At least for the time being.

Alternatively, if you want to build investment equity over time while also having the stability and freedom to change your living space, now is the best time to buy a home.

Furthermore, in most cases, purchasing a home may save you money. Because the interest on your home mortgage is tax deductible, you will save money on taxes. If you rent, your landlord gets the break. Also, the sooner you buy a home, the sooner you can begin building equity in an investment that you can use for retirement or other investment plans. Why pay the landlord’s mortgage when you can pay your own?

Finally, you would want to evaluate the real estate market. Heidi and I are very knowledgeable about current real estate trends and offer our clients exceptional expertise in assessing and securing an upcoming purchase in the current market. If you have a dream home that you can’t wait to build or are still not sure whether renting or buying is the best option for you, contact us and let us help you with our professional advice.

Questions to Ask Yourself Before Buying a Home

Purchasing a home is one of the most significant investments you can make. There are numerous factors to consider, it is important to know all of the facts first before making a decision. The overall housing situation is undoubtedly difficult, so there is no reason not to be cautious and thoughtful when approaching this topic. Before deciding on one to call your own, consider asking yourself these questions to make your future home-buying experience go more smoothly.

1. How much money have I set aside for a down payment?

The average down payment for a house in California is between 15% and 20% of the purchase price, but this can vary depending on your mortgage lender and financial situation.

Lenders will lend you hundreds of thousands, if not millions, of dollars when you buy a house. Buyers, in turn, contribute a portion of the purchase price to gain initial equity in the property. Each mortgage option, however, is distinct, and homebuyers must determine which financing options are best for them. More money put down at closing results in lower monthly mortgage payments and interest.

As a result, California residents thinking about buying real estate should create a budget and start saving for a down payment well in advance of making a decision.

2. Is my credit score high enough?

If buying a home is one of your financial goals, think about the role a good credit history plays in the process. Most mortgage loans require a minimum credit score, and some lenders may have stricter requirements for certain borrowers.

3. Do I have a steady income?

A stable job, consistent income, and a good credit score are the best indicators of readiness. Your family situation must also be taken into account.

4. What kind of home do I like?

Before purchasing, ensure that the property offers everything that you look for in a home. It is vital to consider learning about its neighborhood and have it thoroughly inspected as it is critical to understand what repairs the house may require.

5. Can I trust my agent?

The right real estate agent can make or break your home-buying experience, so find one that you can truly rely on. Your agent should be able to give you an honest assessment of a home’s value, as well as the pros and cons of its size, location, and condition.

In conclusion, purchasing a home can be overwhelming in a competitive market and stressful during the best of times. Although, understanding what you are getting into, knowing what is required of you, and finding the right real estate agent will help you reach your goal smoothly.

Do you think you’re ready to become a homeowner? Heidi and I bring a combined 45 years of industry experience in residential, commercial, and land sales. We strive to provide the highest level of service in all phases of the buying and selling process. If you’re looking for your next Sebastopol real estate investment, Heidi and I can be there to serve as your voice—as well as to offer our experience, guidance, and advice you can count on. Call us!

Some Sage Advice Shared by Buyer’s and Seller’s Agents

The dual nature of Sebastopol real estate agents is unlike most other professions. A medical doctor who is a family physician in the morning doesn’t switch hats and become a surgeon in the afternoon—any more than a lawyer who pleads in court for a defendant can decide to become a prosecuting attorney that afternoon.

On the other hand, Sebastopol Realtors^® may begin any single day in negotiations representing a seller, then spend the afternoon escorting a buyer client through a series of Sebastopol home showings. I’m happy to say this isn’t evidence of a split personality disorder. It’s perfectly normal: the California real estate agent’s license I carry specifically permits me to perform as either a buyer’s or a seller’s agent. That’s noteworthy because each of the agencies carries distinct professional obligations.

The subject of the duality of being a real estate agent came to mind this week when I happened across an article on the topic of the 3 things you shouldn’t talk about with a seller’s agent. The author listed the 3 things: how much you like (or dislike) a house; the size of your budget; and (well, the last one wasn’t specifically what not to talk about)—just the advice to buyers to “let your agent do the talking.”

I can vouch for all three, but go it one further: the same real estate agent advice works for sellers, too. Your agent is there to expertly gather and dispense relevant information, at the same time preventing the divulging of any and everything that might weaken your side of the coming bargain. Doing so while maintaining a positive, upbeat tenor is an art—one that sharpens with practice. For sure it’s one place where there is no substitute for experience.

Whether your next Sebastopol real estate role will be as buyer or seller, Heidi and I can be there to serve as your voice—as well to offer our experience, guidance, and advice you can count on. Call us!

Level Up Your Home

Home decorating and remodeling trends are alluring to us all. Residential improvement fills our minds with enticing projects and grandiose ideas of what we can do ourselves in our spare lockdown time! Luckily the start of a new year is one of the most popular times for every magazine and news outlet to share what’s trending! Here is a summary of what we found this month.

Front porch with chairs — Photo 167204043 © Evgeny Lashchenov | Dreamstime.com

Social Front Yards
Social Distance catch-ups are much more pleasant if an “In an effort to maximize your property and feel more connected to neighbors, social front yards will continue to be a priority,” Tilly Design’s forecast notes. Look out for porch swings, more oversized porches, and bistro-style seating in your neighbors front yard!

Outdoor kitchen and entertaining space — Photo 100963029 © Danny Raustadt | Dreamstime.com

Amped-up Indoor-Outdoor living spaces.
Highlighting a more natural flow between inside and outside living continues to trend high on homeowners’ wish lists. Large sliding or folding glass doors, drop-down screens on the porch, outdoor heating lamps, and outdoor fire pits are all likely must have’s in 2021.

Intensifying seasonal views.
There is nothing like looking outside, only to see a few leaves on a tree. Homeowners are improving their views year-round by adding outside focal points that combine evergreens, perennials, and ornamental grasses to showcase greenery all year round.

Residential raised garden beds — Photo 73365904 © Irina88w | Dreamstime.com

Gardening spots.
Similar to the wave of sourdough starters during the pandemic, many people are returning to the simple life and growing gardens for enjoyment and food production. “Even in small areas, vertical outdoor gardens can not only serve as a great hobby but also as a statement piece, Tilly Design’s report notes. Veggies, fruit, and herb gardens are in high demand.”

Prefabricated flex sheds
The “she shed” on tilt. Once used to store garden tools and boxes of memorabilia, sheds are now utilized as accessory dwelling units for returning grown children, renters, or quiet work-from-home quarters.

Family zoom on TV — Photo 46361881 © Andrey Popov | Dreamstime.com

Video conferencing living rooms.
Modern times have created the need for dedicated zoom space! With so many meetings, classes, weddings, showers, and even funerals happening virtually, seeing and hearing everyone on a small screen is challenging. Homeowners are now adjusting their home entertainment centers to double as a home video conferencing hub.

Warmer color palettes.
We always like to keep up-to-date on the latest paint colors; 2021 is no different! Homeowners are moving away from grays to a warmer, cleaner palette such as Sherwin-Williams’ “Shoji White,” “Sea Salt,” “Breathless,” or “Unfussy Beige.”

Finishing up our trendy home tour, you must check out the latest in custom appliance trends and high-end finishes making their way into 2021 homes. These can be found in Barbara Ballinger from Realtor Magazine’s latest article, A Myriad of Home Trends to Gain Momentum in 2021.

Virtual Tour of Gorgeous Craftsman Home in Sebastopol

Enjoy a small virtual tour of this incredible home on 3760 Harrison Grade Road in Sebastopol, Ca. Call or email us and we can schedule a zoom call and a more complete virtual tour. This is truly a one of a kind Sebastopol retreat.

This warm and inviting Craftsman home offers a comfortable and relaxed atmosphere while holding on to original roots providing present and future generations with all the modern comforts found in a luxurious home without compromising a relaxed lifestyle. This timeless home features a Chefs kitchen, great room with fireplace, outdoor kitchen, spa, barn, outbuildings and so much more! Retreat to an estate that is saturated with wine country roots.

Offered at $1,575,000
4 Bedroom/3 bath home
2,618± Square Feet
2± acres

Coming in March

COMING SOON

5925 Frederick Road Sebastopol, CA 95472
We are delighted to give you a glimpse of a new listing. On a quiet lane with one acre this newly remodeled, single-story, 1,659± square foot home will delight you. Easily accessible to Highway 116 and just minutes to downtown Sebastopol this house will not be on the market very long. Keep an eye on our website for more details to come.

Bright and stylish kitchen — Bright and Stylish Kitchen

Bright remodeled kitchen — Newly Remodeled Kitchen

Harwood floors and new kitchen — New hardwood floors

Real Estate Explained

Hand holding family three generations White_Walking House tour

First time home buyers, as well as seasoned buyers, need to be prepared when entering the real estate market. Terms can change over the years and processes adopted. Finding an agent you feel comfortable working with is essential to a successful real estate transaction. Even working with an experienced realtor can leave you with some unanswered questions, you may feel awkward asking your professional. We have compiled with over 15 helpful pages on our website to alleviate this issue. We explain the entire Buyers experience in detail from deciding to purchase a home, the neighborhood, finding a realtor, finding a home worthy of your investment, and the lending and closing processes. Click here to see them all, and feel free to come back and visit anytime, we add more all the time. We love to help people better understand and navigate through the real estate process. Give us a call if you wish to speak to one of us personally about your real estate goals.

Sebastopol Real Estate At A Glance

Our new office in the heart of downtown Sebastopol gives us a unique perspective on the overall activity in our thriving town. We watch the consistent pedestrian traffic of shoppers, workers, and tourists, coming in and out of various places of business; children playing on the plaza square, and bicyclists riding along our newly dedicated bike lane. There is a gentle hum of activity throughout the day that is pleasant to witness and be a part of. Our real estate market mimics this buzz of activity.

The Sebastopol real estate market has always been competitive and seems to hover around a slight Seller advantage. The current market is no different. While the Market Action Index shows some strengthening in the last few weeks. Even though average prices have settled into a bit of a plateau, we anticipate things to start increasing shortly due to being in a Seller’s market. When the advantage is to the seller, however slight, prices are likely to resume their climb. Current trends show the median list price for a Sebastopol home is $960,000 with a price per square foot of $529.

By measuring the rate of sales versus the inventory we can see there is a slight Seller’s advantage. With the Market Action Index (real estate supply and demand) at 34, it is showing an increase over last week of 32, indicating an increase in market activity.

There are a variety of homes, land, and business opportunities on the market right now. Currently, Heidi and I have listed an amazing wine country property on Harrison Grade Road in Sebastopol. Situated on a quintessential Sebastopol road of gentle curves and picturesque landscapes of vineyards, apple orchards, and homes, this listing does not disappoint.

We have a number of exciting listings in Sebastopol. Cotati, Healdsburg, Petaluma, Willow Creek, and Camp Meeker as well. From a fabulous retreat style home, an equestrian property, a 400+ acre property, to a commercial development opportunity and a legal/permitted cannabis grow site, there is never a shortage of unique and inspiring real estate in Sonoma County.

It is exciting to see the growth in our community from year to year. We can always count on this market to keep things lively. We welcome all your questions about the market. We also offer a no strings attached, free estimate on any property’s value. It is always interesting to see where your property might fall in our diverse and growing market. Give us a call or email us directly by clicking here.

Renovated Estate Genuinely Rooted in Sonoma Wine Country

Randy and I have been very fortunate over the years to represent some pretty amazing homes and estates throughout Sonoma county. Some have been filled with history, or architecturally significant. Some have been sprawling wonders of luxury, and some just made us feel good upon entering. Our newest listing on Harrison Grade Road in Sebastopol is one of those homes that evokes a warm and inviting atmosphere, along with a tie to an old wine country family and offers many modern luxuries buyers have come to expect in a home.

This Craftsman home offers a comfortable and relaxed environment while holding on to its original roots established by an esteemed wine family from the 1920s. The four-bedroom, three-bath home provides present, and future generations with all the modern comforts found in a luxurious home without compromising its history.

Built to last and encapsulate the cherished memories of all its inhabitants this timeless home features hardwood plank floors, large picture windows that bring the natural light inside and beautiful views in every room. Renovations to the original house were designed up by the current homeowners alongside Sebastopol architect, Lars Langberg. Hand-hewn redwood logs span its circumference as part of the foundation, ensuring the roots of this home are healthy.

Entertaining is a breeze in the chef’s kitchen featuring granite and quartz countertops, a 6 burner Electrolux gas range, stainless steel appliances, pantry, wine and beverage refrigerator and easy access to the outdoor spaces. The great room with open floor plan and wood burning fireplace offers cozy comfort for many or just one.

Awaken to cheerful sunlight in the master suite. Ample storage space and a spa-like ensuite celebrate the modern amenities we all enjoy. You will find views from every room in the home to enjoy until your heart’s content, and mind is at ease.

“We bought this house to free ourselves from the city. We wanted to raise our family in the country.” Both family and house received a full restoration.

“We will miss the moonlight through the palm tree, grand skyscapes ever-changing, geese flying by, foxes trotting along our footpaths, the occasional coyote chorus and echoing owls. Juicy peaches from the two spindly trees, the cool fog that rolls in after a hot day and how surprisingly good the water tastes. We will remember the outdoor kitchen, the gardens, the fireplace, and bocci ball. The sound of 100 frogs in our pond every spring, the masses of Robins and Starlings gathered high atop the redwood trees and how free our children lived here and how they grew into adults. Our local Occidental community has also provided us with so much nourishment over the years, like Howards for breakfast, coffee at the Union Hotel, and drinks at Joe’s Bar. We take with us a lifetime of happy memories, full bellies, and light hearts.”

The best way to see the home is through the eyes of those that have lived here before. They can suggest the best parts that you cannot see or feel on your first tour. Things like: the southwest corner of the kitchen is the best window to read the morning paper in the sunshine or to watch the birds drinking from the fountain.

Retreat to an estate that is saturated with wine country roots.
Come and see for yourself where your true wine country lifestyle fits right in.

Uniting Family Homes in 2019

Family Compound 3D rendering — Family Compound Vision ID 115428455 © | Dreamstime.com

Did you ever notice that trends have their way of circling back? One such trend is a family compound. Defined as a group of buildings in an enclosed area, having a shared or associated purpose, such as the houses of an extended family, a family compound is a trend more families are bringing back into popularity for a variety of practical reasons.

Property Listing: 3500 Sweetwater Springs Road, Healdsburg, California 95448 — 3500 Sweetwater Springs Road, Healdsburg, California 95448

Land in California is scarce, especially property in which to build new homes on. Purchasing a piece of land suitable for multiple dwellings such as our Sweetwater Springs listing in Healdsburg resolves this issue. Breathtaking views sweep through this 480± acre parcel with spectacular panoramic view options for future building sites. Gently rolling ridge top features open sunny meadows, natural springs and incredible views of the Russian River Valley, Mt St Helena and beyond. The perfect canvas awaits to create your dream estate or family compound with vineyard potential. Russian River and Sonoma Coast AVA. Includes two separate parcels with 5 certificate of compliance. This property is currently offered at $2,995,000. Give us a call to show you around and discuss the possibilities.

Finding affordable housing is tough in California all across the state. Sonoma County is no different. The lack of space to build new homes, the recent devastating fires, and an already tight housing market have all made it even more challenging to solve one of humans’ most fundamental needs, a place to live. Creating a family compound makes sense in solving this dilemma. Building a more significant purchase together as a family and developing individual housing on the property for each member becomes a lot more affordable and helps equalize the burden of cost to each individual.

Property Listing: 6484 Bodega Avenue, Petaluma, California 94952 — 6484 Bodega Avenue, Petaluma, California 94952

Finding the right property to create your ideal family compound can have it’s challenges too. If 480± acres is too big for you, we also have an incredible property that is ideally suited for a compound and holds multiple dwellings onsite already. Our Bodega Avenue listing is a tranquil and private 80± acres located in desirable West Petaluma. This flag lot would make a great family compound boasting main house, guest house, and caretakers’ quarters. An ideal property for raising crops with vineyard potential. Suitable for horses includes 3 large barns, outbuildings and spring fed pond. Close to wine country, fine dining, and coast. Currently offered at $2,999,999. This property is a unique spot, give us a call to walk through it and learn more about the multiple opportunities it offers.

Multiple Generations in a family — ID 108767364 © Seijiroooooooooo | Dreamstime.com

The idea of a family compound is not a new one. In the 1900s and earlier it was commonplace to have multiple generations of families living on the same property and sometimes under one roof. The benefits vary. When the kids are small, grandparents are nearby to help; when the grandparents are too old to be alone, they have family nearby to care for them. Sharing expenses and helping each other out. Another possible advantage is the closeness the family feels by living so close together and supporting one another through the challenges and successes we all experience in life.

Contact us today if you are interested in walking through either of the above listings. Both properties offer multiple possibilities for a family compound, potential income, and a harmonious lifestyle.