Randy Mack | Realtor | 707.696.6272

    Heidi Faulkner | Realtor | 707.480.4098

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Understanding HOA – A Guide for Home Buyers

If you’ve recently started your home-buying journey and came across the term Homeowners Association (HOA) but are unfamiliar with its role and impact on your decision-making process, this guide is for you.

Let’s delve into the essential things you need to know when purchasing a home in an HOA-governed community.

What is an HOA?

HOA stands for Homeowners Association. It is a governing body most commonly found in condominiums, co-op communities, and some single-family home neighbours.

Additionally, homeowners within the community typically become members upon purchasing property and must pay fees to support the association’s activities.

What do HOA fees cover?

Typically, HOA fees cover the maintenance and management of common areas and amenities within a community. These fees can vary widely depending on the specific HOA and its services, but they usually include:

  1. Landscaping and Grounds Maintenance: This can include the upkeep of lawns, trees, shrubs, and shared green spaces.
  2. Exterior Maintenance: Maintenance and repairs for exterior features like roofs, siding, and fences.
  3. Utilities: Fees for communal utilities such as water, sewer, and sometimes trash removal or recycling.
  4. Amenities: Maintenance and operation costs include swimming pools, tennis courts, fitness centres, clubhouse facilities, playgrounds, and walking trails.
  5. Insurance coverage for public areas.
  6. Security: If applicable, fees for security services like cameras, gates, and guards.
  7. Reserve Fund Contributions: Funds set aside for future repairs, replacements, or upgrades to communal areas or infrastructure.

How much are HOA fees?

HOA fees vary widely depending on location, amenities, and services. On average, HOA fees can range from $100 to $700 per month. According to the US Census, the average HOA fee in 2021 was $191 a month.

Moreover, some luxury communities with extensive amenities may have higher fees, while associations with fewer amenities may have lower fees.

Benefits of HOAs

  1. Access to Community Amenities: Amenities that may be too expensive to own and maintain alone, like a swimming pool, tennis court, or gym.
  2. Less maintenance work: Generally, tasks like raking leaves and clearing snow are often included.
  3. Property Value: HOAs enforce rules and regulations to maintain uniformity and attractiveness, which can help preserve property values within the community.
  4. Community Engagement: They foster community through organised events, newsletters, and social activities, promoting neighbourly interactions.
  5. Better Security

Drawbacks of HOAs

  1. Fees: Homeowners must pay monthly fees, which can be a significant financial burden on top of mortgage payments and property taxes.
  2. Restrictions: HOAs impose rules regarding property appearance, landscaping, parking, and even paint colours, limiting homeowners the freedom to personalise their properties.
  3. Limited Control: Homeowners may feel constrained by the decisions made by the HOA board, especially if they disagree with the direction or priorities of the association.

Overall, whether an HOA is beneficial or not depends on individual preferences, lifestyles, and priorities. HOAs offer a sense of community and amenities that some homeowners find appealing, while others may find the fees and restrictions burdensome.

Therefore, by decoding the complexities of these fees, you empower yourself to make informed decisions. Whether you’re a first-time homebuyer or a seasoned homeowner, we hope this guide equips you with the needed knowledge.

Lastly, if you have any questions about real estate, you may visit Real Estate Explained for buyers and sellers alike. We have valuable guides to help you navigate the real estate process. Or if you’d like to talk more about HOA, please don’t hesitate to call us.

We are happy to help you in any way we can throughout your home-buying journey!

Posted in: General, Home Buying, Real Estate Resources Tagged: #agent, #artisansothebys, #buildtosuit, #buyersagent, #familycompound, #forestville, #healdsburg, #hoa, #homeamenities, #homebuyer, #homebuyerguide, #homebuying, #homemaintenance, #homeownersassociation, #homeownership, #luxuryhome, #luxuryrealestate, #mackandfaulkner, #mackfaulkner, #petaluma, #realestate, #realestateagent, #realtor, #sebastopol, #sonomacounty, #sothebysrealestate, #windsor, HeidiFaulkner, RandyMack, santarosa

Bottom 10 Listings Features Could Surprise Sebastopol Readers

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You don’t have to be planning to add your own home to the Sebastopol listings to be curious about how it would do if it were up for sale. If you are considering a change of residences, it’s twice as likely that you have been checking out the latest listings in Sebastopol to see what comparable properties are asking, which are already under contract, and which have been listed for the longest times…

Most important in the interest any listing elicits is the photography—combined with the Big Three: Asking Price; Number of Bedrooms; and Number of Bathrooms. But there is also the list of possible amenities—and how each stacks up with buyers across the nation. Some of them seem to attract the most eager buyers, while others seem to draw the most yawns. We’ve done an informal (and definitely unscientific) audit of what the leading commentators have come up with as “least popular” home amenities. We were quite surprised by several of them, especially number 5!

Here’s a sampling of the 10 top least exciting contenders:

1. Elevator. Almost every source mentioned this. People don’t want elevators in their homes, except for a small percentage of seniors. This is fortunate, because very few Sebastopol listings ever include them.

2. Two toilets in the master bath. Not terribly surprising, but not to be confused with two sinks in the master bath, which (at least here in Sebastopol) is a definite plus.

3. Cork flooring. Cork has excellent thermal and acoustical qualities. It’s lightweight, warm to the touch, hypoallergenic…but, alas! None of that seems to matter. Unpopular, apparently.​

​​4. Wet bar. This could have some connection to the next:

Wine cellar. The vintage wine storage problem is, apparently, not high on most folks’ gotta-have-it lists. 

Daycare center nearby. This is a surprise—you’d think it would be a strong positive for professionals with little ones. Perhaps this is a reaction to negative news stories about daycare centers in places other than our area…or perhaps, since other properties are within the same “nearby” radius, it’s just not enough of a differentiator to make it a listings winner.

Two story family room. Although this can be a delightful architectural feature, to some buyers it might hint at would-be grandeur that could make a family room less cozy.

Two-story foyer. Ditto.

Laminate countertop. Not surprising: stone seems to rule the roost in countertop mentions (as it has for years). One commentator found that Gen Xers “hold laminate countertops in the same disregard” that their elders hold for next-door baseball or soccer fields.

Pet washing station. Sorry Fido; looks like it’s off to the groomer for you.

There they are—but if your own Sebastopol home has one or more of these attributes, never fear…we’re experts at coming up with creative approaches for marketing them in new and exciting ways. Give us a call when it’s time to start creating your listing!

 

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Posted in: Renovation + Build to Suit Tagged: #homeamenities, #renodoanddonts, #renovation, #Sebastopolrealestate

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Contact Information

Randy Mack and Heidi Faulkner
Artisan Sotheby's International Realty
6984 McKinley Street
Sebastopol CA 95472
(707) 696-6272
(707) 480-4098
Fax: (707) 824-0587
Send an Email
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About Us

We are proud to have aligned ourselves with Artisan Sotheby’s International Realty an inspirational brand based on heritage, tradition and expertise. We are setting new standards by refining the art of residential brokerage with a practiced eye of identifying the unique value of a property. We offer a deep commitment to excellent service and have a passion for unparalleled quality. Unique homes require skillful marketing through our local expertise and Sotheby’s International Realty interconnected global network of offices that are dedicated to the extraordinary.

Testimonials

I wish to express my satisfaction and confidence in your ability to find an ideal home for anyone that I would refer to you. My own experience in purchasing and selling a home with you allowed me to witness the fact that you are truly an expert in your field, handling all aspects of residential real estate transactions. From the beginning, your market analysis to the final stages of negotiations, your calm manner and clear explanation kept me knowing I was in the best of hands.

Mr. Mitchler
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Contact Us

Randy Mack - Realtor CA BRE#01252462
randy@mack-faulkner.com

(707) 696-6272
6984 McKinley Street
Sebastopol, CA 95472



Heidi Faulkner - Realtor CA BRE#01227446
Heidi@mack-faulkner.com

(707) 480-4098
6984 McKinley Street
Sebastopol, CA 95472



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© MMVI Sotheby’s International Realty Affiliates, Inc. All Rights Reserved. Sotheby’s International Realty® is a licensed trademark to Sotheby’s International Realty Affiliates, LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated, except offices owned and operated by NRT Incorporated. All information herein is deemed reliable but not guaranteed.
 

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