#sonomacountyrealestate – Artisan Sotheby's International Realty

Renting vs. Buying a Home: Which is Better?

Which is better? Should you rent or buy a home? Because it requires less capital, renting is frequently perceived as less expensive than purchasing a home. Buying a home, on the other hand, is an investment that increases your equity. Aside from these obvious factors, there are others to consider. To assist you in deciding whether to rent or buy, we have listed the pros and cons of each option in this article.

Deciding between renting or buying a home depends on your lifestyle and financial situation. Do you intend to temporarily live in the area, maintain flexibility and mobility, or save money for a down payment? Renting might be the ideal decision for you. At least for the time being.

Alternatively, if you want to build investment equity over time while also having the stability and freedom to change your living space, now is the best time to buy a home.

Furthermore, in most cases, purchasing a home may save you money. Because the interest on your home mortgage is tax deductible, you will save money on taxes. If you rent, your landlord gets the break. Also, the sooner you buy a home, the sooner you can begin building equity in an investment that you can use for retirement or other investment plans. Why pay the landlord’s mortgage when you can pay your own?

Finally, you would want to evaluate the real estate market. Heidi and I are very knowledgeable about current real estate trends and offer our clients exceptional expertise in assessing and securing an upcoming purchase in the current market. If you have a dream home that you can’t wait to build or are still not sure whether renting or buying is the best option for you, contact us and let us help you with our professional advice.

Living in Wine Country: Sonoma County, California

Travelers currently visiting or about to return from a wine country trip often wonder, “what is it like to live here?”. In this article, learn more about what the California Wine Country offers.

Sonoma County provides diverse cultural and recreational opportunities with its breathtaking and vibrant natural scenery, lush vineyards, and warm weather. California has the perfect climate. The winters are mild, and the summers are sunny and dry; you may appreciate the attractions all year round.

Randy and I love being outside and taking advantage of the perks of living in wine country. We still enjoy the calming scenery more often than not, considering that we have lived here for over 30 years.

Moreover, Sonoma County is also home to world-class wineries and local restaurants with the famous farm-to-table movement and Michelin-starred restaurants. These restaurants focus on growing or sourcing their produce and meats locally.

Additionally, due to the many different ethnic influences present, Sonoma County is known for its diverse culinary style.

Food — Photo by © Mariah Harkey | sonomacounty.com

Furthermore, Sonoma County is the place to be if you enjoy exploring the outdoors, with over 50 regional parks and trails with spectacular views and many outdoor activities like golfing, camping, biking, walking, swimming, hiking, and many more.

With this in mind, Sonoma County is also famed for its luxury hotels and resorts, historic architecture, and culture. With easy access to the mountains, forests, and coastal locals, Northern California is a paradise, no matter your idea of utopia.

Sonoma County Beach — Photo by © Spencer Spellman | sonomacounty.com

In all honesty, Randy and I consider ourselves blessed to live in Sonoma County. It has been our home for years, and we would not have it any other way. As a result, we remain appreciative of living in such a beautiful part of the world and grateful to the community with which we share it.

Nonetheless, living in a Wine Country is like living in a dream, and if you want to make that dream a reality, reach out and let us help you achieve your Sonoma County real estate goal.

Kitchen Trends

Since the outbreak of the pandemic, homeowners have been eager to spruce up their living spaces. According to the 2022 U.S. Houzz and Home Study, the kitchen is the most popular space that many homeowners choose to renovate. Trends in kitchen design continue to evolve, with upgraded technology in fixtures and appliances, creating more storage, and using earth-tone accents. Making each space multifunctional to maximize what the house is capable of offering.

Butcher Block Countertops

Butcher block countertops are inexpensive, warm, inviting, and add character to your kitchen. Wood’s functionality and beauty add a rustic, authentic feel to a kitchen.

Green Shades

The green shade is a very soothing color that has a subtle tone but a strong appeal. That will give your kitchen a relaxing look.

Double Islands

A double kitchen island typically serves two distinct functions. They are typically parallel, but they can also be side by side or configured in any way that you would like. Double kitchen islands separate prep and dining/work areas, breaking up the monotony of the layout and adding much-needed interest in a large open plan space. They’re also one of those kitchen ideas that can work in smaller spaces.

Marble

Marble is a luxurious material that can be used in any room of the house. It is a magnificent option for kitchen countertops. Marble kitchen countertops give the room a striking and sophisticated appearance. In any room, they look fantastic and luxurious. They can also increase the value of your home.

If you’re looking for inspiration for a new kitchen remodel, hopefully, this may have given you a few ideas.

Questions to Ask Yourself Before Buying a Home

Purchasing a home is one of the most significant investments you can make. There are numerous factors to consider, it is important to know all of the facts first before making a decision. The overall housing situation is undoubtedly difficult, so there is no reason not to be cautious and thoughtful when approaching this topic. Before deciding on one to call your own, consider asking yourself these questions to make your future home-buying experience go more smoothly.

1. How much money have I set aside for a down payment?

The average down payment for a house in California is between 15% and 20% of the purchase price, but this can vary depending on your mortgage lender and financial situation.

Lenders will lend you hundreds of thousands, if not millions, of dollars when you buy a house. Buyers, in turn, contribute a portion of the purchase price to gain initial equity in the property. Each mortgage option, however, is distinct, and homebuyers must determine which financing options are best for them. More money put down at closing results in lower monthly mortgage payments and interest.

As a result, California residents thinking about buying real estate should create a budget and start saving for a down payment well in advance of making a decision.

2. Is my credit score high enough?

If buying a home is one of your financial goals, think about the role a good credit history plays in the process. Most mortgage loans require a minimum credit score, and some lenders may have stricter requirements for certain borrowers.

3. Do I have a steady income?

A stable job, consistent income, and a good credit score are the best indicators of readiness. Your family situation must also be taken into account.

4. What kind of home do I like?

Before purchasing, ensure that the property offers everything that you look for in a home. It is vital to consider learning about its neighborhood and have it thoroughly inspected as it is critical to understand what repairs the house may require.

5. Can I trust my agent?

The right real estate agent can make or break your home-buying experience, so find one that you can truly rely on. Your agent should be able to give you an honest assessment of a home’s value, as well as the pros and cons of its size, location, and condition.

In conclusion, purchasing a home can be overwhelming in a competitive market and stressful during the best of times. Although, understanding what you are getting into, knowing what is required of you, and finding the right real estate agent will help you reach your goal smoothly.

Do you think you’re ready to become a homeowner? Heidi and I bring a combined 45 years of industry experience in residential, commercial, and land sales. We strive to provide the highest level of service in all phases of the buying and selling process. If you’re looking for your next Sebastopol real estate investment, Heidi and I can be there to serve as your voice—as well as to offer our experience, guidance, and advice you can count on. Call us!

Sonoma County Market Trends

Heidi and I share over 40 years of experience in both residential and commercial real estate. We are setting new standards by refining the art of residential brokerage with a practiced eye for identifying the unique value of a property. We are very well versed in current real estate trends and offer our clients exceptional expertise when positioning their homes in today’s market or evaluating and securing an upcoming purchase.

The first couple of months of the year 2022 has been tough for the world, just as recovery from the pandemic seemed within reach, the current war has affected everyone’s lives. It has been an intense year, but we are thrilled to present you with the update on the Spring Real Estate in Sonoma County.

Properties sold 67% higher than last month and 14% lower than the same 1st Quarter of 2021.

The volume of new listings is 43% lower than last month and 49% lower than the same 1st Quarter of 2021.

Average Days on Market is 3% lower than last month and 30% lower than the same 1st Quarter of 2021.

“March sales data continues to suggest strong buying interest and a solid housing market, as the effects of higher mortgage interest rates won’t be realized for a few more months,” said CAR Vice President and Chief Economist Jordan Levine.

Rates may stabilize, rise further, or drop back down – they can change very quickly. The market is unpredictable, that’s why it is important to consult a real estate agent for a specific analysis of the neighborhood where you’re selling or buying. An informed decision goes a long way. Call us to establish a plan to achieve your personal real estate goals.

Adjustable-rate Mortgage

An adjustable-rate mortgage (ARM) is a mortgage loan with the interest rate on the note periodically adjusted based on an index that reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender’s standard variable rate/base rate. There may be a direct and legally defined link to the underlying index, but where the lender offers no specific link to the underlying market or index, the rate can be changed at the lender’s discretion. The term “variable-rate mortgage” is most common outside the United States, whilst “adjustable-rate mortgage” is most common in the United States and implies a mortgage regulated by the Federal government, with caps on charges. In many countries, adjustable-rate mortgages are the norm, and in such places, may simply be referred to as mortgages. (“Adjustable-rate mortgage,” n.d.)

“A 5/1 adjustable-rate mortgage has an average rate of 5.03%, an uptick of 13 basis points from seven days ago. For the first five years, you’ll typically get a lower interest rate with a 5/1 ARM compared to a 30-year fixed mortgage. However, you may end up paying more after that time, depending on the terms of your loan and how the rate adjusts with the market rate. If you plan to sell or refinance your house before the rate changes, an ARM may make sense for you. If not, shifts in the market may significantly increase your interest rate.” Justin Jaffe, cnet.com

To know if an ARM is a right fit for you, here are its pros and cons:

Photo from Slide 7 © Rosalinda Parks | Slideplayer.com

Adjustable-rate mortgages are risky, but as interest rates rise, more homebuyers are starting to consider them. ARMs have lower initial interest rates than 30-year fixed-rate mortgages, but the rate will change after a set period. Borrowers must then pay the fixed rate when their lock period expires, which can be risky if interest rates are rising at the time.

If you would like to know whether the ARMs or Fixed Mortgage is for you, Heidi and I will be there for you to give you the knowledge to have an informed decision—with our experience, you can count on us. Call us!

“The answer may not be at the beach but shouldn’t we at least check?”

Are you seeking sunshine, listening to the ocean waves, or vacation property of your own? Our newest listing in Dillon Beach is an extraordinary opportunity to purchase the best of all beach worlds. Take a sneak peek…

Bask in the elements and enjoy unparalleled relaxation from this private Dillon Beach contemporary home.

Sited with perfection on a premium oversized view lot, marvel at panoramic Pacific Ocean and coastline views encompassing Dillon Beach, Tomales Point, Tomales Bay, and Sugarloaf Mountain Peak. In addition to the sights, this home is surrounded by large native Cypress trees that provide a high degree of privacy. Together, the views and privacy create a feeling of sheer contentment.

This four-bedroom, three-bath home on Oceana Drive offers more than 2,700± square feet of indoor and outdoor living. Each bedroom provides a spacious layout, with a sumptuous owner’s suite. All bathrooms have high-efficiency Toto toilets.

This home has several decks: one with a propane fire pit and an enclosed patio with a Jacuzzi® hot tub off the main living area and a second off the owner’s suite for outdoor living. The home is heated by propane and a newer Bryant® furnace. There is also a CLIPPERCREEK charger for your electric car and an additional 30amp outlet.

On the main level, you will find a newer kitchen accented with a wall of mini glass subway tiles in Tahoe Blue. Appliances are all high-end, and the red Aga Range 6 gas burner is the room’s centerpiece. The vent hood is made by BEST® and has a commercial-grade blower attached. There is a Liebherr® refrigerator/freezer in stainless steel and an island that seats 4, housing a Franke® stainless steel double bowl deep sink with a Grohe® faucet. The countertops, including the island, are made of Silestone quartz.

The great room, complete with vaulted ceilings, is currently used for casual dining and entertaining. This room is equipped with a thermostat-controlled propane burning gas fireplace made by Morsøs® for those cold winter nights. The white-washed pine, wide plank floors add warmth and understated elegance to the living areas.

From the great room, wander into a bedroom (currently used as a media room) or up the extra wide staircase to the remaining bedrooms while catching a fantastic view of Tamales Point on the way up. The upstairs hallway/balcony is the perfect spot to showcase art or collectibles, and hay-colored Sisal® carpeting compliments the California coastal atmosphere.

With the owner’s suite on the first level, privacy is plentiful, with views of the coast and an outdoor deck. The en-suite bathroom with shower and soaking tub offer respite from the world.

A trap door in one of the closets allows access to a lower crawl space ideal for long-term storage. Additionally, the main level features laundry facilities with a Miele washer and dryer and the utility room housing the hot water heater and Bryant® furnace. There is also a ClipperCreek® charger for your electric car and an additional 30amp outlet.

Give us a call today for a private showing before this truly remarkable private coastal escape in Dillon Beach hits the market.

The distinctive and unique character of every property we list

Every property we list has a distinctive, unique character. It is our job to find the right buyer who appreciates all its individual qualities.

Heidi and I share over 40 years of experience in both residential and commercial real estate. We offer a deep commitment to providing our clients with exceptional service. Our focus is to listen and understand what you are looking for in a property. We offer our professional guidance by discussing options and alternatives and then establishing a plan to achieve your personal real estate goals.

Take a tour of a few of our current listings in Sonoma County. Reach out to schedule a private showing, or if you are in the market for a new home or real estate investment, you would like to discuss.

4940 Corrick Lane

Nestled high in the Mayacamas mountains at the doorsteps of the Valley of the Moon, this wine country estate takes in sweeping panoramic views from the San Francisco Bay, North, to the vineyards of the Russian River Valley. Combining the effortless sophistication of Hampton’s sensibility with the luxurious grandeur of a European Winery Estate, this is truly a one-of-a-kind residence where East Coast meets the West. Dramatic yet accessible, the thoughtful design enhances the changing atmosphere in each room as one moves throughout the home.

Unparalleled craftsmanship that entailed multiple years of intricately detailed work has come together to inspire columns, beams, and staircases that showcase exceptional residence.

This remarkable 35± acre gated estate offers a lifestyle of privacy overlooking the world-famous Sonoma Valley wine country, gateway to world-renowned wineries, a cyclists’ paradise, and the heart of California gastronomy, all within easy reach of the Pacific Ocean. Above the fog and below the weather, this property enjoys a unique micro-climate that is perfect year-round.

1937 Perth Avenue

Perched on a serene and private hillside in Highland Estates, this warm and inviting single-level home is the ideal country retreat while only minutes to every necessity. Enjoy the beauty of the natural surroundings of redwoods, oaks, and a seasonal stream. This home features a great room concept with tons of natural light, gleaming hardwood floors, and updated baths boasting granite countertops and tile flooring. Entertaining is a breeze with easy access to an expansive deck and hot tub underneath the gazebo. The primary suite has a tranquil deck to enjoy your morning coffee while listening to the sounds of nature all around you. The property includes an attached two-car garage and a detached outbuilding ideal as an office, artist studio, or possible guest house. Truly a place to call home.

183 Mountain Vista Place

Welcome to Northern California’s most exciting and vibrant adult community (55+) – Oakmont Village. This dynamic community offers an abundance of outdoor activities for your enjoyment, including golf, tennis, pickleball, swimming, and a spa. Located in a peaceful cul-de-sac on a sizeable low-maintenance lot, this well-maintained Oakwood Model is light and airy with a great room concept, tile flooring throughout for easy cleaning and mobility. The living room boasts high-beamed ceilings, a fireplace, and large picture windows with views of Annadel State Park. The eat-in kitchen features rich maple cabinets and views of the backyard. The property includes updated baths and an attached two-car garage. Move into this home and play in the heart of the Valley of the Moon and Sonoma County Wine Country.

6695 Oakmont Drive

Take a tour of this well-maintained two-bedroom home conveniently located near the Berger Recreation Center and community activities. Enjoy all the Oakmont Community ( for 55 year-olds and over) has to offer, such as movies, seminars, a swimming pool, community concerts, bocce ball, and other gatherings. Also close to restaurants, tennis, and golf. This home is ready for a fresh look and upgrades.

We also have several commercial listings that might pique your investor interest. Both are multi-unit subdivisions ready for your vision.

6405 Old Redwood Highway

Creekwalk is a proposed 24 unit subdivision which was ready to submit for tentative map in 2016 by BKF Engineering.

6122 Old Redwood Highway

The Oaks is a proposed 36 unit subdivision consisting of three contiguous parcels located on the northeast corner of Merner and Old Redwood Hwy in Windsor.

6119 Old Redwood Highway

Fully leased investment with development potential located in a mixed area of residential and commercial. Two parcels totaling approximately 1.42 acres zoned CC.

Deja Vu

Real estate is not unlike life. We experience pockets of time full of high-energy activity, coupled with slower, more quiet periods where we can reflect and regroup, followed by time frames of equality and balance and very little drama. Real estate is no different.

Once again, we are experiencing a frenzy of activity in the real estate market. Homes are selling before making it to the MLS; bidding wars, combined with higher prices and low inventory, are making buyers and sellers tense. Randy and I have experienced this type of extreme market before and are well versed in navigating both buyers and sellers through the experience.

For many reasons, people are moving all over the country, not just Sonoma County. Some are moving to level up their lifestyle. Some are downsizing, some have experienced a divorce or significant life change, and some want to live in an area more conducive to staying home for long stretches. The pandemic caused the market to skyrocket. Real estate is booming all across the United States; Sonoma County is not alone.

Our advice to both buyers and sellers is to stay calm, be prepared, and align yourself with a professional realtor to look out for your best interest throughout your transaction.

Buyers need to be prepared to overbid and not lose heart. Have an open mind and a realistic picture of what their must-haves are in a home. Ensure you are working with a Realtor who knows the area well and is experienced working with the other local agents, and is willing to be patient and go that extra mile with you.

Even in a seller’s market, sellers need to price at fair market value and have their property show-ready. Buyers are not interested in overpriced homes that are not well maintained.

One of the biggest challenges sellers face right now is scheduling inspections- well, septic and appraisals. Professionals all over the area are booking 3-4 weeks out. We suggest sellers get most of these types of inspections completed before even going on the market if possible. We see many properties under contract before they even come on the market, making the sellers who completed their inspections and property clean-up before listing their homes much better suited to having an easy transfer of ownership.

We recommend taking a deep breath and have confidence; no matter which side of the transaction you are on, you will get through it and enjoy whatever lies on the other side for you.

Spring Has Sprung!

The birds are chirping, the grasses are growing, the flowers are blooming, and real estate is hopping! After such an intense and challenging year, we are thrilled to have a full calendar showing property and the fast-paced nature of Spring Real Estate in Sonoma County.

We have seen a lot of improvement in the Real Estate market. Properties sold 33% higher than last month and 21% higher than the same 1st Quarter of 2020.

There is an average 5% increase in price-per-square-foot to last month and a 28% increase in price-per-square-foot to 2020.

Rounding out the statistics, the average days on the market, because inventory is still low, is now 23% lower than last month, and 15% lower than last month, and 27% lower than 2020.

There is a lot to be said for the real estate market improving; people are gaining confidence in our economy and the local area. We are seeing statistics reminiscent of Springs past that demonstrate the positive momentum moving into the summer.

Hang in there, Sonoma County. We are looking to fully reopen soon and resume our lives to the fullest.

Happy Spring!